Just like in America, citizens of Spain are getting sick and tired of banks taking advantage of their customers. Whatever happened to the personalized service we used to get at banks? Today banks charge fees just for cashing a check, monthly maintenance fees are charged if you don't have direct deposit, fees are charged to retrieve copies of check images online, and etc. What is going on? Greed, dishonesty, and just an overall poor perception of what exactly a bank's role is in the economy. Things will not get better for banking and that is why we've seen such a huge increase in credit unions. Credit unions offer members a banking plan that is not out to take advantage of every single transaction.